• Landscaped entrance
• Elegant guard house with tower
• Park and playground
• Concrete roads with signages
• Cemented sidewalks with street lights
• Cemented curbs and gutters
• Underground drainage system
• 10m wide x 75m concrete tree-lined access road
• MCWD supplied water distribution system
• Electrical power supply
• Perimeter fence
• Tennis court
• Basketball court
• Jogging trails surrounded with benches
• Multi-purpose Hall with Admin. office
• Telephone lines
• Cable TV lines

• Long-span pre-painted galvanized roof sheets
• Structural steel for roof framing system
• French inspired steel framed windows
• Solid, Steel reinforced concrete exterior walls
• Standard painted ceiling
• Painted and sturdy room partitions
• Ceramic tiled flooring for the toilet and bath
• Elegant and functional bathroom fixtures
• Standard residential plumbing and electrical system
• Stainless kitchen sink
• Kitchen counter with built-in cabinet
• Factory assembled overhead kitchen cabinets
• Functional bedroom closets
• Deluxe ceramic floor tiles for living and dining rooms, kitchen and bedrooms
• Decorative plant boxes
• Ample carport

* - with Certificates of Completion issued by the HLURB Return of Investment and Rate of Return of Investment.

RETURN OF INVESTMENT ON PALACIOS

v 1994 Selling Price : Php 750,000.00
v 2001 Selling Price : Php 2.5 - 3 Million
(33.30% per annum ROI or a Payback Period of 3 years)

PRICE CONDITIONS
v Price are subject to change without prior notice
v CBDC reserves the right to correct any typographical error
v All prices are inclusive of taxes and miscellaneous fees
v Reservation deposit of Php10,000.00 are non-refundable and non-transferable but is deductable to the TCP
v All checks should be made payable to COMMON BACAYAN DEVELOPMENT CORPORATION

MODE OF PAYMENTS
CASH A
¨ Reservation fee Php10,000.00 non-refundable
¨ Full payment of TCP within 30 days
¨ The buyer is entitled to a 5% discount

CASH B1
¨ Reservation fee Php10,000.00 non-refundable
¨ 30% of the TCP will be paid in the following manners :
q First Half : 15 days after reservation date
q Second Half : 45 days after reservation date
¨ 70% Balance of the TCP will be paid in six (6) equal monthly installments (no interest) covered with Post Dated Checks

CASH B2
¨ Lump sum 30% downpayment of TCP upon reservation
¨ Lump sum payment of 70% balance is upon house completion, interest free.
¨ This will not entitle the buyer to any discounts

CASH B3
¨ Lump sum 50% DP of TCP upon reservation
¨ Lump sum 50% Balance upon house completion with no interest
¨ The buyer is entitled to a 2.5% discount on the DP.

CASH C
¨ Reservation Fee of Php10,000.00 (non-refundable)
¨ 30% of the TCP will be paid in the following manner
q First Half : 15 days after reservation date
q Second Half : 45 days after reservation date

¨ 70% Balance of the TCP is payable in 18 equal monthly installments at 16% straight interest per annum.
¨ All installments must be covered with Post Dated Checks

CASH D
¨ Reservation Fee of Php10,000.00 (non-refundable)
¨ 30% of TCP is payable in the following manner
q first half : 15 days after reservation date
q second half : 45 days after reservation date
¨ 70% Balance of the TCP is payable within 60 equal monthly installments at 16% straight interest per annum.
¨ All installments must be covered with Post Dated Checks.

NOTE : Prices may differ corresponding to different lot sizes.

ACCREDITED FINANCIAL INSTITUTIONS
v Pag-ibig
v RCBC Savings
v International Exchange Bank
v Aspac Bank
v Metrobank
v PS Bank
v Bank of Philippine Islands (BPI)
v Keppel Monte Bank
v Equitable PCI Bank

CHANGE OF STATUS
q Changes on financing plan, house model and lot location, a transfer fee of Php5,000.00 will be charge. Only one transfer is allowed. The second transfer will be considered as a withdrawal and subject to the provisions of withdrawal.

BLOCKING OR HOLDING A UNIT
q A reservation fee of Php10,000.00 (non-refundable) must be paid prior to blocking of unit as specified in the site development plan.

PROVISION FOR MOVE-IN
q When house construction is completed
q Must have paid the Membership Dues of the Homeowner's Association and Water Connection Fee.
q If in-house financing (Cash A, Cash B and C), must have paid at least 51% of the TCP and complete PDCs for the balance.
q If cash D (5 years), the buyer can move-in to the house provided :
§ Must have paid at least 20% of the TCP with complete PDCs for the balance
§ Have been credit approved and have paid the credit investigation fee of Php1,500.00.
§ Have secured a MRI (Mortgage Redemption Insurance) policy with accident and disability riders.
§ Have secured a Fire Insurance policy.
q If the financing is coming from the bank or other financing institution, the buyer must have fully paid the Equity and the "LETTER OF GUARANTEE" or "LETTER OF UNDERTAKING" has been issued by the financing institution.
q Has signed the Certificate of Acceptance for his unit.

OTHER PROVISION FOR LOT ONLY BUYERS
q Buyer can start construction under the following conditions :
· TCT must be available
· Basis facilities (roads, drainage, water and electricity) are ready.
· Must have paid at least 70% of the TCP.

GENERAL PROVISIONS
v Common Bacayan Development Corporations reserves the right to refuse to sell to individual or corporation which it finds not acceptable.
v Common Bacayan Development Corporations reserves the right to adjust prices and change terms and conditions of payment without prior notice.
v Common Bacayan Development Corporations does not give rebates to buyer's who do not have brokers.
v Request for alterations or deletion on the house purchased by the buyer will not be allowed. Any alteration and/or deletions should be made after turnover with the proper documents such as building, occupancy, electrical permits, etc. The buyer will secure himself such permits from the different government agencies concerned.
v Buyers must know that Villa del Rio Mactan is governed by the Deed of Restrictions duly registered and approved by the Housing and Land Use Regulatory Board (HLURB).

Buyer's Requirements :

1. Residence Certificate / Passport (Including Spouse)
2. TIN
3. Fire Insurance (For In-house Financing Only)
4. Post Dated Checks for Monthly Installments
5. Credit Investigation Fee (For Cash D financing only)
6. Mortgage Redemption Insurance (For Cash D Financing Only)